Placing credit freeze on child dependent - mhulse/mhulse.github.io GitHub Wiki

About

There’s some good info here: TransUnion Child Credit Freeze Summary

Though, not certain if I would trust the fax number specified in the above article.

What follows is an incomplete work in progress …

Update July 2019: I never ended up doing this as I don’t feel comfortable mailing my son’s documents to the various credit bureaus. :(

How-to guide

… you need to contact the three credit reporting agencies directly and ask them to create a credit report. And then immediately put a freeze on it. Equifax, TransUnion and Experian will create a file at your request and may charge a fee for the freeze based on your state.

Equifax

Mail a letter to:

Equifax Information Services LLC - Minor Child
P.O. Box 105139
Atlanta, GA 30348-5139

The letter must contain enlarged copies of the following documents (assuming you’re the parent):

• A copy of the child’s birth certificate
• A copy of the child’s Social Security card
• A copy of your driver’s license with current address

TransUnion

Mail a letter to:

• A written request to place a “protected consumer freeze” on the named individual’s file

Experian

Mail a letter to:

Experian
PO Box 9554
Allen, TX 75013

The letter must contain enlarged copies of the following documents (assuming you’re the parent):

• Child’s date of birth
• Previous addresses for the past two years
• Child’s full name, including middle initial
• A copy of your child’s Social Security card
• A copy of your child’s birth certificate
• A copy of your driver’s license with current address
• Proof of your address, such as a copy of a bank statement, utility bill, insurance statement, etc.

Include this form:

Your identification information



Name


Address


City	State	ZIP code


Social Security number


Date of birth


Home telephone number	Extension	Business/alternate phone	Extension


Report number

Please select one of the following options:
[  ] Order your child's personal credit report

[  ] Add a temporary fraud alert to your child's credit file

[  ] Add an extended fraud victim’s alert to your child's credit file

[  ] Place a security freeze on your child's credit file

[  ] Temporarily remove a security freeze from your child's credit file

[  ] Permanently remove a security freeze from your child's credit file

[  ] Check here if you are blind or visually impaired within the meaning of the Americans with Disabilities Act and can provide proof upon request, indicating that you are eligible to receive your credit report or score report in an alternate format such as Braille, Large Print or Audio CD.
[  ] Braille	[  ] Large Print	[  ] Audio CD

Write any comments below

Note that an electronic submission is an option here: https://www.experian.com/consumer/upload/