Enjoyment Spending - mauriceling/mauriceling.github.io GitHub Wiki

It took a while to realise this
I pushed to give it a miss
Thought I had overcome
As stubborn as a potential of gum
Had to push to prioritise enjoyment
Fruits of my accomplishment
Thirty years of thrift and diligence
Use some money for mindful indulgence
Baby steps I can take
Yesterday a new category made
It is called enjoyment spending
Focus on fun and pleasuring
It is reversing a thirty year trend
Not easy I do comprehend
Thirty years to almost abundance
Accumulating reserves
There is a spending reluctance
It is a struggle
Thirty years for current supple
— 21/04/2025

Commentary: Over the last year of semi-retirement, I struggled to spend – yes, to spend. The fact that I can semi-retire at the age of 46 is that I am a big saver. I save at least 50% of my income for most of my working years. Hence, it is difficult to go from high saver to spender mode. If I fail, I will not enjoy my retirement and will die as a pile of rich ash. So I decide to use what I do best – tracking – to track spending where it leads to enjoyment. This is to gradually train myself to spend.