The Carthaginians have a set of policies (either local or global) that they can enforce in the settlements they control. Each one of these policies has its perks and drawbacks.

Type	Policy	Effects	Counter-Policy	Effects
Local	Populate Region	+2% growth, -20% Happiness
Local	Forced Labor	-10% Cost and -34% Time for Civilian Construction, -30% Happiness
Local	State Administration	+10% Happiness and Trade, -1% Growth and Health, +1 Weapons Upgrade	Magnate Administration	-10% Happiness and Trade, +1% Growth and Health, +20% Taxes
Local	Import Focus	+5% Happiness, -10% Trade, +1% Growth	Export Focus	-5% Happiness, +15% Trade, -0.5% Growth
Local	Relaxed Law Code	-10% Law, +10% Trade	Draconian Law Code	+10% Law, -5% Trade, -5% Happiness
Global	Civilian Rule	No Effects	Military Rule	-25% Trade, -3% Growth, -50% Cost and -50% Time when building Walls, No Cooldown on Mercenary Recruitment, Conscription yields 50% more Troops