Partial disability - sustany/dvg GitHub Wiki

Partial disability is a category of disability used for Workers Compensation benefits or private disability insurance payments.� It is defined as any type of disability in which the worker is not completely disabled but is unable to perform at full physical capacity for work.� The disability is usually due to illness or an on the job injury.� This includes situations where a person may be able to return to work but cannot do their former job or can only do a lower-paying job.� Partially disabled people cannot perform all the important duties of their occupations, but could possibly do some of their prior work or work part-time doing something to make an income.� A partial disability designation typically occurs when a physician determines that the employee�s injury affects 25 percent to 50 percent of the employee�s physical or mental capabilities.� Partial disabilities occur as the result of a wide variety of medical conditions including carpal tunnel syndrome, loss of a body part, hearing loss, knee injuries, nerve damage, PTSD, and loss of vision in a single eye.�

A partial disability can be either temporary or permanent in nature.� After establishing the nature and scope of the worker�s injury, the medical provider will continue to monitor the worker�s progress.� If the worker is on a temporary partial disability basis, benefits will continue until either the worker returns to work, or a physician declares the worker is physically fit.� Some injuries result in permanent partial disability where the worker has ongoing impairments even though their medical condition has healed as much as is possible with medical treatment.� Permanent disabilities often include severe back injuries like herniated discs, nerve damage, and amputations.� Permanent partial disability cases are more than one-half of all cases and in most states, this is the most expensive category of cases since the worker receives disability benefits permanently.� The amount of compensation for partial disability is usually determined by the extent of the disability.� About 43 states use a financial schedule that appears in the underlying statute and lists benefits to be paid for specific losses.� It includes a list of body parts that are covered such as the loss of a finger or an eye, or the loss of hearing in one or both ears.