Universal - goldfarbas/Dignity GitHub Wiki
A "universal" income needs universal distribution, which means global access to smartphones, digital wallets, and the internet.
Creating universal access to UBI has both technical and economic components.
Technical problems
- Solving the "double-claim" problem
- Developing fiat on/off ramps
- Providing global internet access
- Equipping the global population with smart devices
- Providing digital identity to the world's population
- Extending financial services to the world's population
Solving the "double-claim" problem
Incorporating Sybil rank & other approaches to prevent fake accounts from collecting claims.
- Organizations tackling these issues
Developing fiat on/off ramps
Providing global internet access
Internet World Stats reports that 57.3% of the world's population has internet coverage as of June 2019.
- Organizations tackling these issues
- Facebook - A project providing "free" internet to underserved areas with content restrictions.
- Google - A network of balloons providing connectivity to underserved communities.
- IEEE Internet Initiative - An effort to improve internet governance, cybersecurity, privacy, and inclusion.
- Jana - A U.S.-based company that provides "free" internet in exchange for exposure to advertising.
- SpaceX - A low-latency broadband internet system enabled by a constellation of low-Earth-orbit satellites.
- The International Telecommunications Union - The United Nations specialized agency to facilitate international connectivity in communications networks. "Every time you make a phone call via the mobile, access the Internet or send an email, you are benefitting from the work of ITU."
Equipping the global population with smart devices
Statista reports that 50.88% of the world's population use mobile internet as of July 2019.
- Organizations tackling these issues
Providing digital identity to the world's population
The World Bank ID4D 2018 Annual Report states that approximately 1 billion people lack ID.
- Organizations tackling these issues
- U.N. Sustainable Development Goal 16.9 - "By 2030, provide legal identity for all, including birth registration"
- World Bank
Extending financial services to the world's population
The World Bank's Global Findex Database 2017 estimates that 1.7 billion or 31% of adults lack an account with a financial institution.
- Organizations tackling these issues
- M-Pesa - A mobile banking platform launched in Kenya in 2007.
Economic problems
Informational vs Representational Value
Providing UBI isn't helpful if people don't have the information they need to use their money wisely. This means promoting access to resources for financial literacy and facilitated disclosure of profits in order to minimize informational asymmetry.
- Organizations tackling these issues