Universal - goldfarbas/Dignity GitHub Wiki

A "universal" income needs universal distribution, which means global access to smartphones, digital wallets, and the internet.

Creating universal access to UBI has both technical and economic components.

Technical problems

Solving the "double-claim" problem

Incorporating Sybil rank & other approaches to prevent fake accounts from collecting claims.

  • Organizations tackling these issues

Developing fiat on/off ramps

Providing global internet access

Internet World Stats reports that 57.3% of the world's population has internet coverage as of June 2019.

  • Organizations tackling these issues
    • Facebook - A project providing "free" internet to underserved areas with content restrictions.
    • Google - A network of balloons providing connectivity to underserved communities.
    • IEEE Internet Initiative - An effort to improve internet governance, cybersecurity, privacy, and inclusion.
    • Jana - A U.S.-based company that provides "free" internet in exchange for exposure to advertising.
    • SpaceX - A low-latency broadband internet system enabled by a constellation of low-Earth-orbit satellites.
    • The International Telecommunications Union - The United Nations specialized agency to facilitate international connectivity in communications networks. "Every time you make a phone call via the mobile, access the Internet or send an email, you are benefitting from the work of ITU."

Equipping the global population with smart devices

Statista reports that 50.88% of the world's population use mobile internet as of July 2019.

  • Organizations tackling these issues

Providing digital identity to the world's population

The World Bank ID4D 2018 Annual Report states that approximately 1 billion people lack ID.

Extending financial services to the world's population

The World Bank's Global Findex Database 2017 estimates that 1.7 billion or 31% of adults lack an account with a financial institution.

  • Organizations tackling these issues
    • M-Pesa - A mobile banking platform launched in Kenya in 2007.

Economic problems

Informational vs Representational Value

Providing UBI isn't helpful if people don't have the information they need to use their money wisely. This means promoting access to resources for financial literacy and facilitated disclosure of profits in order to minimize informational asymmetry.

  • Organizations tackling these issues