With Payment On Invoice, payment is made on receipt of goods or services. An invoice is either delivered with the ordered items or emailed to the consumer immediately after order placement, or both. Payment terms (e.g. merchant's IBAN/BIC, due date) are usually stated on the invoice.

With Payment In Advance, the consumer places an order and pays after receiving the merchant's payment details (IBAN/BIC, due date). When the transaction is completed the merchant delivers the goods or services. The purchase is balanced with the delivery.

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The decision whether a merchant should wait for the payment, or deliver goods/services immediately is subject to the merchant's payment method logic. It is not relevant for the Crédit Agricole system; the payment processing logic is identical for both cases.

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1. Select Modules/Module Manager.

2. Click the Modules tab to display the Crédit Agricole PrestaShop Module.

3. Use the Configure button (on the right) to access the Payment Method Settings.
   

4. Select the Payment On Invoice / Payment In Advance tab to open the configuration page:
   
   

Set the Payment field to either

• Payment On Invoice, or
• Payment In Advance.

Payment On Invoice / Payment In Advance transactions allow only payment action Authorization, which triggers the transaction type authorization for payment method Payment On Invoice / Payment In Advance.

Successful transactions (i.e. payments for orders) are not yet confirmed, but the consumer receives an invoice with a provider transaction reference ID and merchant bank account details. Once the consumer has successfully transferred the outstanding amount, the transaction will be captured.

The descriptor is the text representing an order on the consumer's bank statement issued by their bank. It provides information for the consumer, as it associates a specific debit on the consumer's account with the respective purchase in your shop.

• If the descriptor is set to NO, the consumer's bank generates a default entry for each purchase.

• If the descriptor is set to YES, the default descriptor text consists of the first 9 characters of the shop name and the order number.

  • To modify the descriptor, use the method createDescriptor in the file creditagricolepaymentgateway/helper/AdditionalInformation.php.

Enable this feature to send the descriptor with each request/response.

If this feature is set to YES, additional data will be sent for the purpose of fraud protection. This additional data includes billing/shipping address, shopping basket and descriptor.

Note: The additional information includes the descriptor even if the descriptor option is set to NO.

1. Select Modules/Module Manager.

2. Click the Modules tab to display the Crédit Agricole PrestaShop Module.

3. Use the Configure button (on the right) to access the Payment Method Settings.
   

4. Select the Transactions tab to open the transaction table, which lists all successful transactions:
   
   

   
   

5. Click on a transaction or click the View button to open the transaction detail view.
   It shows all available post-processing operations, e.g.:
   
   

Payment On Invoice / Payment In Advance supports the post-processing operation Cancel.

Cancel: Triggers transaction type void-authorization. The payment will be canceled/voided.

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Please be aware that stock management is not included in the post-processing operations triggered in the Crédit Agricole module but only in PrestaShop order management.