Draft Roadmap - dbsandis/TwiligtApp GitHub Wiki

Here’s a technical roadmap tailored for launching your financial planning web app, starting small but scalable over time. It’s broken down into 4 progressive phases, with milestones and tech focus.

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Technical Roadmap: Financial Planning Web App

PHASE 1 – Foundation & MVP (Months 1–2)

Goal: Build a secure, functional prototype with core planning tools.

Milestones • Domain + Hosting Setup (e.g., Vercel + AWS) • Design Branding, Logo, and UI Mockups (Figma or Canva) • User Authentication (Sign up, Sign in, Password reset) • Dashboard Layout (Modular layout for future expansion) • Budget Planning Module (Income, Expenses, Savings Goals) • Save and Load User Data (Basic database: PostgreSQL or Firebase) • Form Calculations (Real-time totals, savings gap, etc.) • Responsive Design (Mobile-friendly layout)

Tech Stack • Frontend: Next.js + Tailwind CSS or Bootstrap • Backend: Node.js + Express (or Django if Python preferred) • Database: PostgreSQL (Supabase or Railway for quick setup) • Auth: Firebase Auth or Auth0 • Hosting: Vercel (frontend) + Render/Heroku (backend)

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PHASE 2 – Enhanced Financial Modules (Months 3–4)

Goal: Add deeper planning capabilities.

Milestones • Debt Payoff Calculator (Snowball, Avalanche methods) • Retirement Planning Estimator (Basic compound growth) • Insurance Needs Worksheet • Emergency Fund Goal Tracker • Export to PDF/Excel (html2pdf or jsPDF)

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PHASE 3 – Personalization & Reporting (Months 5–6)

Goal: Add meaningful insights and reporting tools.

Milestones • Auto-Save and Edit Previous Plans • Summary Reports (Printable, PDF, Charts) • Financial Health Score (basic rule-of-thumb analysis) • Add Notes/Comments to each module • Simple Goal Visualizations (e.g., progress bars or charts)

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PHASE 4 – Collaboration & Automation (Months 6+)

Goal: Prepare for advisor involvement or smarter features.

Milestones • Invite a Financial Coach or Advisor to Collaborate • Notifications & Reminders • AI-Powered Suggestions (via OpenAI API or similar) • Banking Integration (Plaid for read-only bank data) • Premium Tier or User Subscription (Stripe integration)

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Optional/Next Steps • iOS/Android App (via React Native or Flutter) • Multi-language Support • SOC2/GDPR Compliance if user base grows

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Would you like a visual Gantt-style chart or editable Trello board template to manage this roadmap?