Jaywan Route Rules - chuwuwang/ReadingNote GitHub Wiki

For CBUAE domestic (VISA and MasterCard debit cards) and Jaywan cards, please find the below details.

Supported transaction types: Sale, Void/Reversal, Preauth/Completion, Refund.

Transaction Flow for Sale, Void/Reversal, Preauth/Completion: PayBy POS -> PayBy switch -> NI Base24 -> CBUAE -> Issuer -> CBUAE -> NI Base24 -> PayBy switch -> PayBy POS

Transaction Flow for Refund: PayBy POS -> PayBy switch -> NI Base24 -> PayBy switch -> PayBy POS

At EOD, NI to generate the refund file and upload in CBUAE SFTP. CBUAE to pick the file for processing. Once processed, refund transactions will be reported in CBUAE portal for checker’s approval. Once approved, transaction will be considered by CBUAE to credit cardholder and debit PayBy.

Reports: For all the transactions considered for settlement by CBUAE, CBUAE to share transaction wise extract (in csv and text formats) and summary reports.

Fund Flow and Settlement: NI will receive the funds from CBUAE for all the above transactions (under PayBy acquirer ID) in NI’s account with different narration. NI to transfer the funds as is to PayBy. Operational process to be discussed and agreed with NI Finance team regarding the fund transfer to PayBy.