Other Medical Insurance Options - cagov/ODI-Onboarding-and-State-of-CA-Benefits GitHub Wiki
Table of Contents
Medical Insurance Cash Options
Employees may receive cash in lieu of state-sponsored medical insurance if they have other qualifying medical coverage through a spouse, domestic partner, parent or other source. These options provides a benefit allowance, rather than specific contribution amounts for health and dental benefits.
CoBen Cash Option - Excluded employees only
Excluded employees may receive cash in lieu of state-sponsored health insurance if they have other qualifying medical coverage through a spouse, domestic partner, parent or other source.
| Plan Options | Payment amount per month |
|---|---|
| Option 1: if you decline both the state-sponsored health and dental plans | $155 |
| Option 2: if you decline only the state-sponsored health plan | $30 |
**Things to note about the CoBen Cash option:**
- Must enroll within 60 days of hire date
- There is a 3 year commitment when you decline option 1. This means, if you enroll in the cash option in lieu of dental benefits, you may not re-enroll in a state-sponsored dental plan for three "plan years." (Plan years run from January 1 through December 31.)
- You will not receive any CoBen Cash if you decline dental coverage only.
- Payments are included with your regular paycheck and are subject to the same payroll taxes (federal, state, and Social Security) as your regular salary.
Learn more about the CoBen Cash Option here
Cash Option Non-CoBen (FlexElect) - Civil Service BU 1##
Civil Service employees who are part of bargaining unit 1, may receive cash in lieu of state-sponsored health and/or dental benefits insurance if they have other qualifying medical and/or dental coverage through a spouse, domestic partner, parent or other source.
Cash option benefits are provided under the FlexElect program. Depending on which cash option you enroll in, you'll receive the following:
| Plan Options | Payment amount per month |
|---|---|
| option 1: if you decline the state-sponsored health plan | $128 |
| option 2:: if you decline the state-sponsored dental benefits | $12 |
| option 3: if you decline both the state-sponsored health and dental plans | $140 |
**Things to note about the Non-CoBen Cash option:**
- Must enroll within 60 days of hire date
- There is a 3 year commitment when you decline option 1. This means, if you enroll in the cash option in lieu of dental benefits, you may not re-enroll in a state-sponsored dental plan for three "plan years." (Plan years run from January 1 through December 31.)
- Payments are included with your regular paycheck and are subject to the same payroll taxes (federal, state, and Social Security) as your regular salary.
To see what cash options exist for other bargaining units visit the CalHR Non-Coben Cash Plan page
Learn more about the Non-Coben Cash Option here