How to buy a house - Saliba/WelcomePack GitHub Wiki
Steps
- First calculate how much you can borrow, usually it is around 4.5 to 5.5 times your salary
- Find a nice property on Funda
- Bid on the house
- Fail miserably
- Go Back to step 2 until you get your bid accepted
- If you manage to outbid (usually around 15k-20k outside Amsterdam)
- Get a inspection report (not required) it will tell you about the house conditions and the repairs that needs to be done
- Sign the bidding contract which will tell you when you get the keys
- Get the house valuated (you need it for the mortgage, it will say how much the property is worth)
- Go to the bank (you have to pay bank fees anyway, around €1.5k) or hire a mortgage advisor
- Sign the final contract at the notary, pay everything and everyone then get the house keys.