📦 MS7 Deliverables

Unlike traditional finance apps that feel complex or overwhelming, BudgetBuddy is designed to be engaging, intuitive, and rewarding, transforming personal finance management into an interactive and motivating experience rather than a tedious task. Unlike Monefy and other financial apps that primarily focus on passive tracking, BudgetBuddy actively guides users in building better financial habits through smart notifications, goal-based savings plans, and expense challenges.

How do the smart features help generate value?

Our smart features proactively assist users in managing their budget by providing personalized alerts when spending patterns deviate from their set goals, adaptive recommendations based on financial trends, and automated insights that highlight unnecessary expenses. By integrating with banking APIs, users receive real-time transaction categorization, making it easier to understand and control spending.

How do the CAS features help generate value?

If it detects an increase in monthly utility bills, it suggests ways to optimize spending. When a user nears their budget limit for a specific category, it provides alerts before overspending occurs, rather than just reporting it afterward. If the app notices a pattern of unlogged expenses, it prompts the user with reminders at relevant times. It also detects when a user’s income is lower than usual and suggests budget reallocations accordingly.

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