ACCC & DSB | CDR Implementation Call Agenda & Minutes | 9 October 2025 - ConsumerDataStandardsAustralia/standards GitHub Wiki

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Agenda

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When: Fortnightly on Thursday's at 3pm-4:30pm (Canberra time)
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Agenda

  1. Introductions
  2. House Keeping
  3. CDR Stream updates
  4. General Updates
  5. Presentation
  6. Q&A
  7. Any other business

Introductions

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  • 5 min will be allowed for participants to join the call.
  • This call is jointly facilitated by the ACCC and the DSB, and we welcome observers from APRA, OAIC and the Treasury.

Acknowledgement of Country

We acknowledge the Traditional Custodians of the various lands on which we meet today and pay our respects to their Elders past and present.

House Keeping

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Recording

The Consumer Data Right Implementation Calls are recorded for note taking purposes only. Recordings and transcripts are kept securely. No identifying material is provided without the participant's consent. Participants may email [email protected] with any questions or a request to have material redacted from the record.

Community Guidelines

By participating in the Consumer Data Right Implementation Call you agree to the Community Guidelines. These guidelines intend to provide a safe and constructive space for members to discuss implementation topics with other participants and members of the ACCC and Data Standards Body.

Announcement

Calendar Invite
We are aware that the Implementation Call calendar invite is showing the incorrect time inside people's calendars. This occurred since the switch to daylight savings, so this has been investigated by our software provider Trumba. Sorry for the confusion that it might have caused. Please continue to join at 3:00 PM AEDT for future calls.

CDR Stream Updates

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Provides a weekly update on the activities of each CDR stream and their work.

Organisation Stream Member Minutes
DSB Maintenance Iterations Agi We had put maintenance iteration calls on hold recently while we undertake a review, this review is still ongoing but to provide an update on where this is heading:
Given the CDR program’s operational position and participant feedback, the Chair has been directed to rethink the approach to the scheduling, frequency and volume of change releases along with the rationale for making changes. As a result, we are currently reviewing the MI23 and MI24 scope to analyse the impact and then prioritise critical changes. Public consultation is potentially in November for MI23 and February for MI24. Long term, our approach to future MI's will change to conform to this new direction. We will continue to provide updates on this as we progress through the analysis.

General Updates

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⭐ indicates change from last week.

Type Updated Links
Standards ⭐ CDR Data Standards v1.35.1 has been published 8 October 2025. The release contains changes from Decision 377 (Amendments to certificate management section). Published: 8 October 2025
Change log
Standards ⭐ Decision Made
Decision 377 was made by the Data Standards Chair on 7 October 2025. The decision makes a minor amendment to the standards in relation to a transfer of operational detail to the ACCC. As a minor amendment to the standards, this decision is being made without further consultation. Consultation on the issue was originally conducted through Maintenance issue #695.
Consultation ⭐ Consultation Draft 376 - White label brand arrangements - Draft Standards
Feedback is open for Consultation Draft 376.

This consultation proposes draft standards to accommodate data holders with white label brand arrangements as they relate to the consumer data provider list and product reference data. The accompanying Explanatory Document provides the background and context for these draft standards, and an assessment of potential impacts.

You can submit responses to this consultation up until the close of Friday, 31 October 2025. Feedback may be provided on #376. You may also provide feedback in writing directed to [email protected].
Guidance ⭐ CX Guidelines update - General maintenance
As part of general maintenance, the following website pages and CX artefacts have been updated:
DSB Newsletter ⭐ The DSB Newsletter is published fortnightly, the next edition will be published on October 17 2025

Presentation

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None this week.

Q&A

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Questions will be received by the community via Microsoft Teams chat before the questions are opened to the floor. Participants can submit questions outside of the CDR Implementation Call to the CDR Support Portal.

In regards to topics for questions, we ask the participants on the call to consider the Community Guidelines when posing questions to the subject matter experts.

To view questions and answers from previous CDR Implementation Calls, click here.

Answers provided

Ticket # Question Answer
2585 Redirect to app clarification on CX requirements
In the existing CX standards for authentication, we need to provide a link to CDR policy. Hence, wanted to check if the CDR policy need to be provided during ‘redirect-to-app’ and if there is a CX recommendation on the screens that should have this link.
CDR Rule 7.2(8) (aka CX Checklist ref 2AU.00.01/annotation #1 on the Redirect to Web with One Time Password) is accompanied by the a CX Guideline 2AU.00.17 (or annotation #17 which states that:
Data holders should consider including their CDR policy in the authentication process as this will likely be the first online service the CDR consumer uses to interact with their data holder for the purposes of CDR.
Therefore, including the CDR policy during the authentication process is recommended but not mandatory. This inclusion may be more beneficial during a Redirect to Web with One Time Password authentication process, as consumers may spend more time interacting with these screens compared to when using a Redirect to App method.

CDR Rule 7.2(8) can be satisfied if it’s readily available through each online service by means of which the CDR entity (or rep) ordinarily deals with the CDR consumer. CX Guideline 3AU.02.20/annotation #20 in Authorise to Disclose also recommends including the CDR policy in the Authorisation flow.
Verbal question 1 Deregister a brand for product data
When someone tries to list products from the product API endpoint for a brand that does not have any products on the endpoint (as they are listed under the parent's brand product API rather than listing the products twice), they just get a 200 OK (request succeeded) and an empty array. Would it be possible to deregister that brand for product data.
There is some detail related to that situation in Consultation Draft 376 about white labelling. It would address the ability to switch off PID sharing where it's not applicable.

Any Other Business

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Attendees are invited to raise topics related to the Consumer Data Right that would benefit from the DSB and ACCCs' consideration.

Minutes from 25 September Implementation Call: https://github.com/ConsumerDataStandardsAustralia/standards/wiki/ACCC-&-DSB-%7C-CDR-Implementation-Call-Agenda-&-Minutes-%7C-25-September-2025

The Next CDR Implementation Call

The Next CDR Implementation Call

23 October 2025

Thursday, 3:00pm (Canberra Time)

Useful Links

imp-call_useful-links View a number of informative and useful links in the Consumer Data Standards Guide on Information Links.

Data Standards Body Consumer Data Right Digital ID Contact & Media
Chair Standards Accreditation Standards Website
News Maintenance Iteration AGDIS Standards Email
Advisory Committee CX Guidelines Calendar
Support Portal LinkedIn
YouTube
GitHub
Newsletter
⚠️ **GitHub.com Fallback** ⚠️