Debt Fund - AshokBhat/investing GitHub Wiki

About

  • Invests in fixed-interest generating securities like corporate bonds, government securities, treasury bills, commercial paper, and other money market instruments

Types

Debt funds

Taxation

Type Holding period Rate
Short-term Less than 3 years Marginal
Long-term 3 years or more 20% after indexation

STT

  • No STT on the sale of debt fund units.

Performance (Aug 2023)

Name Type 1 year 3 years VRO Expense ratio Exit Load Fund size Benchmark
Kotak Banking And PSU Debt Fund Direct-Growth Banking And PSU Debt Fund 7.09% 5.19% 4 0.37% 0.00% 6,329 CRISIL Banking and PSU Debt
Banking And PSU Debt Fund Banking And PSU Debt Fund 6.93% 5.21% 4 0.39% 0.00% 6,342 NIFTY Banking and PSU Debt TRI
HDFC Banking And PSU Debt Fund Direct-Growth Banking And PSU Debt Fund 6.98% 4.96% 3 0.26% 0.00% 17,589 NIFTY Money Market Index B-1
Kotak Money Market Fund Direct Growth Money Market Fund 7.09% 5.04% 4 0.21% 0.00% 16,523 NIFTY Money Market Index B-1
Money Market Fund Money Market Fund 7% 5.06% 4 0.21% 0.00% 6,472 NIFTY Money Market Index B-I
Axis Money Market Fund Direct - Growth Money Market Fund 7% 5,43% 3 0.29% 0.00% 12,320 CRISIL Short Duration Debt B-II Index
HDFC Short Term Debt Fund Direct Plan-Growth Short Term Debt Fund 6.94% 5.12% 3 0.36% 0.00% 13,212 NIFTY Short Duration Debt Index B-II